Most KiwiSaver providers are good at showing you data that makes them look good. What they're less good at is helping you figure out whether you're actually in the right fund for you.

Joe Taylor saw that problem playing out for friends and family — people not making the most of their KiwiSaver, not because they didn't care, but because the right advice was nowhere to be found. So he built BetterSaver to fix it.

How We Work

BetterSaver is an independent advice platform. We don't have a fund to sell you. We use independent data to match you to the KiwiSaver scheme that actually fits your situation — considering your life stage, your comfort with risk, your personal values, and fees.

We've already analysed hundreds of KiwiSaver funds, so you don't have to. You answer a few straightforward questions, we build a picture of what you need, and we show you where you should be — in plain English.

Who We Are

We're a small team of advice, data, and technology professionals. We built BetterSaver to make KiwiSaver advice more accessible and more trustworthy — keeping things clear and practical, so you can feel confident you're in the right fund for your goals and your risk comfort.

We operate with a high level of trust. We trust the data we use. We trust the people on our team. And we hope you'll trust us to give you reliable, independent guidance — because that's the only kind worth giving.

Meet the Founder

BetterSaver founder Joe Taylor has more than 15 years of experience in financial services. He started it because he kept watching people leave money on the table — KiwiSaver being either their largest or second-largest asset, and yet most Kiwis had never had a proper conversation about whether they were in the right fund.

He leads a small, focused team and stays hands-on across the business — making sure BetterSaver has what it needs to do what it set out to do.

Connect with Joe on LinkedIn

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Frequently asked questions

Frequently asked questions

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What is KiwiSaver?

KiwiSaver is a long term savings scheme set up by the New Zealand Government to help you build wealth for retirement. For many Kiwis, it ends up being their biggest or second biggest asset after their home. That is why being in the right fund matters.

What does BetterSaver cost?

There is no cost to you for our KiwiSaver advice.

We are paid by some KiwiSaver providers whose funds we recommend. If you choose a recommended fund that does not pay us, we will not receive payment.

Can I switch KiwiSaver providers at any time

Yes. You can switch whenever you want.

Do I need to tell my employer?

Usually no. KiwiSaver contributions are sent through payroll to Inland Revenue, so they will continue automatically after you switch providers.

You only need to tell your employer if you want to change your contribution rate.

How long does switching take?

Often a few business days. Sometimes it takes longer, depending on the providers involved and whether any extra checks are needed.